Credit Risk, Transformed: How AI Is Rewriting the Rules of Lending
AI and GenAI aren’t upgrades—they’re overhauls. Forget slow, outdated systems! Credit decisions are now quicker and smarter. Banks, once bound by limited datasets and slow manual reviews, now rely on adaptive models that dig deeper and act instantly. The tech no longer predicts risk with just a credit score. Voicemails, emails, social media—it learns from…