Truth in Lending Act (TILA) and Regulation Z: Ensuring Transparency and Compliance

This self-paced online course provides an in-depth understanding of the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z. Designed for financial professionals and compliance teams, the course explores the Act’s requirements for fair and transparent credit terms, disclosures, and practices. Participants will gain the knowledge needed to navigate the complexities of TILA, ensuring compliance while fostering trust and transparency with consumers.

Learning Outcomes:

By the end of this course, participants will be able to:

1. Understand the purpose and scope of TILA and Regulation Z.
2. Identify key disclosure requirements for credit transactions, including loans and credit cards.
3. Explain the concepts of Annual Percentage Rate (APR) and finance charges.
4. Evaluate the rules surrounding advertising, rescission rights, and billing disputes.
5. Develop strategies for ensuring organizational compliance with TILA and Regulation Z.
6. Handle regulatory audits and enforcement actions with confidence.

Benefits of the Course:

• Comprehensive Knowledge: Gain a thorough understanding of TILA and its impact on consumer credit.
• Improved Compliance: Learn how to implement policies that meet regulatory standards.
• Consumer Trust: Understand how transparency builds stronger relationships with clients.
• Career Development: Strengthen your expertise in financial regulations and compliance.
• Flexible Learning: Study at your own pace with engaging, expert-designed content.

Key Features:

• Interactive Learning: Includes case studies, real-world examples, and quizzes.
• Expert Instruction: Insights from industry professionals and regulatory experts.
• Certificate of Completion: Showcase your knowledge to employers and clients.
• Up-to-Date Content: Reflects the latest changes and updates to TILA and Regulation Z.

This course is ideal for financial advisors, compliance officers, loan officers, and anyone involved in credit transactions or consumer lending. Stay ahead in a regulated financial environment and ensure compliance with TILA and Regulation Z.

Enroll now to enhance your expertise and safeguard your organization!